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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
Your Local CrossCountry Mortgage Loan Officer
Alexandra Meskin
- Senior Loan Officer
- Staten Island, NY Mortgage Loan Officer
- NMLS # 25930
I’ll be with you every step of the way
Hello! My name is Sandra Meskin, and I’m here to help you buy a home with confidence. With over a decade of experience in real estate and home financing, I understand all aspects of the transaction and know how to guide my clients through the process from start to finish.
With personal service and the support of America’s #1 Retail Mortgage Lender, I’ll help you find the right mortgage solution. I’m always happy to meet face-to-face, sit down together and go over the numbers on paper so you fully understand the terms and feel comfortable moving forward. From our first conversation to closing and beyond, you’ll always be able to reach me.
Whether you’re looking to buy, refinance or renovate, I offer a variety of loan programs to help you reach your goals, including conventional, Non-QM, FHA, and VA loans. Together, we’ll tailor the experience to fit your needs and long-term plans.
On a personal note, I love spending time outdoors and taking Hot Pilates classes. I’m also fluent in Russian.
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How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.