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Your Local CrossCountry Mortgage Loan Officer

Rebecca Zagar

  • Loan Officer
  • Gig Harbor, WA Mortgage Loan Officer
  • NMLS # 2740891
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I’ll be with you every step of the way

Hello! My name is Rebecca Zagar, and I’m a loan officer dedicated to providing reliable, client-focused mortgage solutions. I bring a strong work ethic and a background in business operations, client service and financial management, allowing me to guide clients in Gig Harbor, Puyallup and surrounding Washington communities through the home financing process with clarity and confidence.

 

My professional experience has strengthened my communication, organization and problem-solving skills, all of which are essential in today’s fast-paced mortgage environment. I thrive on building strong relationships and delivering thoughtful, detail-oriented service. I’m committed to helping clients feel informed and supported at every step, while working diligently to achieve their homeownership and financial goals.

 

No matter if you’re buying, refinancing or renovating, trust America’s #1 Retail Mortgage Lender to give you an outstanding mortgage experience.

See What I Qualify For
Better Business Bureau Award 2025 Scotsman Guide Top Mortgage Lenders Award Scotsman Guide Top Workplaces 2026 2025 The Plain Dealer Top Workplaces Award

How much will your mortgage payment be?

Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A daughter hugging her mother while she is researching mortgage opportunities in their home.
Neutral living room with fireplace.
A woman in her home office is excited to learn about down payment assistance options.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.

  • Get pre-approved for a purchase
  • Get pre-approved for a refinance
  • Calculate equity for a cash-out refi

Want to learn more about our expert take on lower rates?

Get Pre-approved

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

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It’s your time to buy.

Homebuying is always in season. You may be thinking of a first home. Or it could be time for a vacation home or investment property. Start now with a pre-approval and you’ll be ready to buy when you see what you want. No matter the home, we’ve got the loan.

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