Headshot of Tom Shea

Tom Shea

Loan Officer

Quincy, MA Mortgage Lender

NMLS #46464

Adress
1 Batterymarch Park, Suite 312
Quincy, MA 02169
Contact Methods
Email
tel Phone
617-221-8904
mobile Mobile
(781) 718-6586
fax Fax
617-221-8904
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Tom

My passion is working with homeowners and first-time homebuyers to obtain a mortgage that helps them achieve their goals. Honesty, integrity, and always putting the client first are the cornerstones of my business. By taking a customer-focused approach to home financing, I keep my clients and their agents updated throughout the process to ensure a smooth transaction from pre-approval to closing.

Communication is the key to every mortgage. Starting with an open, one-on-one discussion about your loan options opens the door to many possibilities. Conventional, FHA, VA, and USDA loans are a few programs we can talk about to get you one step closer to your homeownership goals. You are my top priority, and I look forward to lending a helping hand throughout the home financing process.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Heirs and Reverse Mortgages: What to Know

When a homeowner with a reverse mortgage passes away, their heirs are often faced with important decisions regarding the property. Understanding the implications of inheriting a home with a Home Equity Conversion Mortgage (HECM) is crucial for navigating this complex situation.

In this detailed article, we explore what happens to the reverse mortgage balance, the options available to heirs, and the steps they need to take. Whether you’re an heir seeking guidance or simply curious about the process, our comprehensive guide will provide the insights you need to make informed decisions during this challenging time. Read on to learn more about managing a reverse mortgage inheritance.

Learn More

Recent Posts and Articles

Blog

  • Exterior of a multi-family home that provides separate living spaces for multiple families.
    Published on

    What Is a Multi-Family Home?

    Confused about the difference between duplexes & condos? Dive into our guide & learn everything about multi-family homes - perfect for renters & investors!

  • Image of a man using a saw while doing a home improvement project.
    Published on

    Loans For Home Improvement

    Discover how to finance home improvement projects with ease. Learn about the different loan options available, qualification requirements, and the application process.

  • Couple sitting together on couch researches a cash-out refinance loan on their cell phone.
    Published on

    What Is A Cash-Out Refinance Loan?

    Unlock your home's equity with a cash-out refinance loan. Get funds for renovations or debt consolidation. Learn how it works and if it's right for you.

  • Man sitting on couch reviews financial records to help calculate his debt-to-income ratio (DTI).
    Published on

    How to Calculate Debt to Income Ratio

    Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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